Important: EPKART is an employee financial wellness programme and technology platform. EPKART does not offer loans, credit or lending services. EMI Protection is available only through the applicable programme process and eligibility conditions.

EPKART — EMI Protection. Financial Peace.

The reality

The month gets longer.
The salary doesn't.

Many working employees can experience temporary financial pressure during the later part of the month. Everyday responsibilities continue, even when the room in a monthly budget becomes smaller.

Household expenses

Education expenses

Medical needs

Unexpected expenses

EMI commitments

A diverse group of Indian colleagues collaborating together at work

Financial pressure

Financial stress doesn't always stay at home.

Financial pressure can occupy an employee's mind during working hours. It may affect concentration, confidence, energy and peace of mind—even when they continue showing up and doing their best.

India's working heroes

They keep India moving.

Across professions, shifts and cities, employees carry families, responsibilities and ambitions forward. Their contribution deserves respect. Their realities deserve empathy.

Multiple groups of Indian professionals representing offices, factories, retail and operations

Why EPKART was created

We understood the employee. So we built EPKART.

EPKART was created around the idea of employee financial wellness—providing eligible employees with an additional layer of support during temporary financial pressure.

From pressure to potential

Support can create room to move forward.

Financial Pressure
Support
Peace of Mind
Confidence
Focus

When employees feel supported, they can approach their work and responsibilities with greater confidence.

Corporate employee wellness

A programme built around people.

Organisations can offer EPKART as an employee financial wellness programme.

01

Employee

Support during difficult moments

02

Workplace

A more supportive employee experience

03

Organisation

An additional employee wellness benefit

Next

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See what Membership means, how EMI Protection works, and how to get started.

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