Important: EPKART is an employee financial wellness programme and technology platform. EPKART does not offer loans, credit or lending services. EMI Protection is available only through the applicable programme process and eligibility conditions.

EPKART — EMI Protection. Financial Peace.

Membership

EPKART Membership

A little more support when you need it.

EPKART Membership is designed to help eligible working employees access EMI Protection through a simple, employee-focused programme.

Clear. Digital. Employee-focused.

Support built around eligible situations and applicable programme conditions.

What Membership means

Access built on clear conditions.

EPKART Membership provides eligible employees access to the EPKART EMI Protection programme, subject to eligibility, verification and applicable programme conditions.

EMI Protection

How support moves from request to repayment.

When an eligible member experiences temporary financial pressure, they can request EMI Protection. EPKART then follows its verification and protection process, after which the applicable protected amount is repaid according to programme terms.

Temporary financial pressure
Eligible member
Request protection
EPKART process
Repayment

How it works

Four simple steps.

  1. 1

    Become an eligible member

  2. 2

    Face temporary financial pressure

  3. 3

    Request EMI Protection

  4. 4

    Follow the protection & repayment process

Membership support

What Membership supports.

EMI Protection support for eligible situations

Simple digital process

Repayment tracking

Extension option where applicable

Employee-focused financial wellness support

Repayment

EMI Protection is not free money. Applicable protection amounts are subject to repayment according to programme terms.

Extension

If additional time is available, applicable extension options may be available according to current programme rules.

Important information

EPKART is a technology-enabled financial wellness platform focused on EMI Protection. Membership and EMI Protection are subject to eligibility, verification, programme conditions and applicable terms.

Start with EPKART

Ready to get started?

Continue your journey in the EPKART app, or talk to our team when contact details become available.